Home Loan Calculator

Have you checked your CTOS & CCRIS to make sure your credit score is good enough for a loan?

Have you gotten loan pre-approval from the bank to know your budget before house hunting?

Have you factored in stamp duty, legal fees, and registration costs, or are you overlooking them?

Before committing to a property, assess whether your income is stable enough to cover your mortgage, living expenses, and your family's needs in the long term.

Have you gotten a professional valuation to make sure you're not overpaying for the property?

Do you know the difference between fixed-rate and variable loans, and which one fits your finances best?

Have you researched the developer's reputation to make sure their projects are delivered on time and with quality?

Have you checked your Total Debt Service Ratio (TDSR) to see if you’re financially ready for a home loan?

Are your salary slips, tax returns, and bank statements ready to speed up your loan application?

Ensures your loan is paid if you're unable to due to death, disability, or job loss Theft, floods, personal accident.